Rent To Own
HSF Financial
"With HFS, you can rest assured you will be provided with industry-leading loan terms and the best customer service experience possible. Loans powered by HFS Financial are personal loans, which means no equity = no problem. The loan options are based on your income and creditworthiness. Unlike most home improvement loans, you as the consumer get the money funded directly to you upfront. HFS Financial loan programs do not fund to the contractor, which empowers YOU, the consumer, and makes life easier for the contractor when it comes to getting paid."
- HSF Webpage
No Strings Attached
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The rental agreement is on a month-to-month basis, meaning you have the flexibility to turn in the building at any time, for any reason. Rent to Own comes with two rental terms, 36 months or 60 months. There are NO credit checks!
Early Payoff
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Payoff anytime with no penalty. There is also a discount off the rental balance for those who pay off early. See dealer for details.
90 Days Same as Cash
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If you decide to pay off the building within 90 days, we’ll waive the entire cost of lease services.
Loans Less Than $20k
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5 year max term
Minimum Credit Score - 580
Rates 5.99%-29.99%
48 hour turn times
Minimal to no paperwork requirements
Loans Over $20k
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Interest Rates: Depending on credit as low as 7.99 as of right now. May change
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Minimum Credit Score: 650
Loan terms: 5-20 years (client's choice)
No prepayment penalties
Conditional approvals issues within 24 hours of applying
Closings as quickly as 7-10 business days.
HFS can be used for any of our buildings. Sheds, Carports, Cold Form, Red iron. Anything.
They can go up to 300k, and up to 20 year terms